I try to not answer any 317-429-xxxx calls as they all are some type of gimic. Some to reduce credit card interest and some for student loans.
CALLER SAID NAME WAS JAMIE WOULDN'T GIVE COMPANY NAME OR WHAT CALL WAS REGARDING - HE HUNG UP
Received a message saying I could receive refund on my billing. Interesting since I live in Canada, have a Canadian service provider and prefix 865 is in Tennessee. Highly suspicious.